The Difference Between Retiring With Assets and Retiring With Cash Flow
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 I’ve sat across from people who, on paper, have “more than enough.” A paid-off home, a healthy super balance, money in the bank. And yet they can’t sleep. They tell me they still feel a low hum of worry every […]
Why $1 Million in Super Doesn’t Mean the Same Thing for Every Couple
Super · Couples • 15 min read · June 2026 Is $1 million in super enough for a couple? You’ve both worked for this. The statement finally says $1 million — and yet the question still sits there at 2am: is it actually enough? Here’s the honest answer for your couple, your city, your life. Manny […]
How to Consolidate Your Super? A 2026 Guide for Melbourne Near-Retirees
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 If you’ve built your career across a few different Melbourne employers, there’s a good chance your retirement savings are spread across more than one super fund — quietly leaking fees you’ll never get back. Bringing them together is one of […]
Proposed Negative Gearing and CGT Changes:What Property Investors Need to Know
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 Federal Budget 2026–27 · Property & Tax Important: This article is based on the Federal Budget 2026–27 announcements and is general information only. The rules are proposed and should be confirmed against final legislation and your accountant/tax adviser before making […]
How Much Super Do I Need to Retire? A Melbourne Adviser’s Guide
Super · Retirement • 13 min read · June 2026 How much super do I need to retire? Most people want a single number. But after seventeen years advising Australians in their 50s and 60s, I can tell you the number matters far less than how the pieces of the system fit your life. Here’s what […]
Claims Advocacy That Made a Difference: Helping Michelle Secure the Income Protection She Deserved
Michelle came to us at a time when she was already dealing with enough. A business owner in her early 40s, she had been forced to step away from work due to a serious health condition. Thankfully, she had an income protection policy in place and expected her insurer to support her during recovery. But […]
From Uncertainty to Confidence: How We Helped Mark and Helen Retire Without Debt
When Mark and Helen first reached out to us, they were both in their early 60s and starting to feel the pressure of planning for retirement. After decades of working hard and raising their family, they had hoped to retire by age 65—but a lingering mortgage and rising interest costs were making that dream feel […]
The Importance of Financial Planning: Securing Your Future One Step at a Time
In a world filled with financial uncertainties, proper financial planning can be the difference between thriving and merely surviving. Whether you’re just starting out in your career, planning for your dream home, or thinking about retirement, the importance of financial planning cannot be overstated.