Why Your Age Pension May Have Dropped in March 2026?
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 If your pension payment changed after 20 March and nothing in your own accounts did, this is almost certainly why. It comes down to one rule most retirees have never had reason to think about — the deeming rate. You […]
Labor’s CGT Backflip: Why Business Owners Should Be Paying Attention
By Manny Tran · Director & Senior Financial Adviser, Plan My Wealth · 18 June 2026 There is a big difference between buying an asset and building one. The tax system has always known that — and this week’s changes are a reminder of why it matters. For many owners, the business sale is the […]
Australia’s Housing Problem Isn’t What Most People Think It Is
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 Every election cycle, housing affordability dominates the headlines — new schemes, new incentives, new promises. But as investors, we need to separate the political narrative from the economic reality. We don’t form views on headlines. We follow the data — […]
AI and Your Retirement: A Dial-Up to Broadband Moment
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 Why we believe AI is a multi-decade productivity story — and why the safest way for retirees to benefit is not by trying to pick the next Nvidia. In this guide The question clients keep asking me The dial-up to […]
Why Retirement Planning Is Not Just About Investment Returns
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 You’ve worked hard for a long time. Now, with retirement close, one quiet question keeps coming back: will we be okay? It’s one of the most common worries among Australians approaching retirement — in Melbourne and right across the country. […]
The Difference Between Retiring With Assets and Retiring With Cash Flow
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 I’ve sat across from people who, on paper, have “more than enough.” A paid-off home, a healthy super balance, money in the bank. And yet they can’t sleep. They tell me they still feel a low hum of worry every […]
Why $1 Million in Super Doesn’t Mean the Same Thing for Every Couple
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 You’ve both worked for this. The statement finally says $1 million — and yet the question still sits there at 2am: is it actually enough? For us? Maybe one of you just turned 60. Maybe a friend retired and it […]
How to Consolidate Your Super? A 2026 Guide for Melbourne Near-Retirees
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 If you’ve built your career across a few different Melbourne employers, there’s a good chance your retirement savings are spread across more than one super fund — quietly leaking fees you’ll never get back. Bringing them together is one of […]
Proposed Negative Gearing and CGT Changes:What Property Investors Need to Know
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 Federal Budget 2026–27 · Property & Tax Important: This article is based on the Federal Budget 2026–27 announcements and is general information only. The rules are proposed and should be confirmed against final legislation and your accountant/tax adviser before making […]
How Much Super Do I Need to Retire? A Melbourne Adviser’s Guide
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 When people ask me this question, they usually want a number. A target. Something concrete they can measure themselves against. I understand why — a number feels like control. But after seventeen years of sitting across the desk from […]