Why Retirement Planning Is Not Just About Investment Returns
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 You’ve worked hard for a long time. Now, with retirement close, one quiet question keeps coming back: will we be okay? It’s one of the most common worries among Australians approaching retirement — in Melbourne and right across the country. […]
The Difference Between Retiring With Assets and Retiring With Cash Flow
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 I’ve sat across from people who, on paper, have “more than enough.” A paid-off home, a healthy super balance, money in the bank. And yet they can’t sleep. They tell me they still feel a low hum of worry every […]
Why $1 Million in Super Doesn’t Mean the Same Thing for Every Couple
Super · Couples • 15 min read · June 2026 Is $1 million in super enough for a couple? You’ve both worked for this. The statement finally says $1 million — and yet the question still sits there at 2am: is it actually enough? Here’s the honest answer for your couple, your city, your life. Manny […]
How to Consolidate Your Super? A 2026 Guide for Melbourne Near-Retirees
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 If you’ve built your career across a few different Melbourne employers, there’s a good chance your retirement savings are spread across more than one super fund — quietly leaking fees you’ll never get back. Bringing them together is one of […]
Proposed Negative Gearing and CGT Changes:What Property Investors Need to Know
By Manny Tran · Director and Senior Financial Adviser, Plan My Wealth · June 2026 Federal Budget 2026–27 · Property & Tax Important: This article is based on the Federal Budget 2026–27 announcements and is general information only. The rules are proposed and should be confirmed against final legislation and your accountant/tax adviser before making […]
How Much Super Do I Need to Retire? A Melbourne Adviser’s Guide
Super · Retirement • 13 min read · June 2026 How much super do I need to retire? Most people want a single number. But after seventeen years advising Australians in their 50s and 60s, I can tell you the number matters far less than how the pieces of the system fit your life. Here’s what […]